American Express Platinum Reserve Credit Card
American Express
Last verified: 26 Sept 2026
Reward Program
Redemption fee: 0
Managed via American Express Membership Rewards
Transfer partners
Live Offers
No active offers for this card right now.
Benefits
Lounge Access
999 domestic visits/quarter
999 international visits/quarter
Complimentary access to international and domestic airport lounges across India, plus complimentary Priority Pass membership with the US$99 annual fee waived. Amex publishes no per-quarter visit limit in the uploaded sources; 999 is this dataset's sentinel for unlimited access and should be read as 'no stated limit' rather than a verified unlimited entitlement.
Fuel Surcharge Waiver
None. American Express withdrew Membership Rewards earning on fuel effective 12 June 2025 and levies a 1% convenience fee on fuel transactions above ₹5,000. There is no surcharge waiver on any card in this range.
Welcome Benefit
11,000 bonus Membership Rewards Points, on payment of the annual fee and spending ₹30,000 within 90 days of cardmembership.
Annual Benefit
Movie or online shopping vouchers worth ₹12,000 a year, on spending ₹50,000 every month.
Complimentary ALL Accor+ Explorer, Taj Epicure and EazyDiner Prime memberships.
Complimentary Priority Pass membership with the US$99 annual fee waived.
There is no flat renewal benefit. Recurring value sits in the fee waiver and in any milestones recorded in the milestones array.
Milestone Benefits
Reward Calculator
Assumes the best-paying merchant everywhere, so read it as a ceiling rather than an average.
What this card is worth
Open a section and enter what you actually spend. Everything updates as you type.
Fees & Charges
| Joining Fee | ₹10,000/yr |
| Renewal Fee | ₹10,000/yr |
| Fee Waiver | Spend ₹10,00,000/year |
| Forex Markup | 3.5% |
| Interest Rate | 42% p.a. |
| Cash Advance Fee | 3.5% of the cash advance amount, subject to a minimum of ₹250. |
| Reward Redemption Fee | 0 |
