Axis Bank SELECT Credit Card
Axis Bank
Last verified: 25 Sept 2026
Reward Program
| Category | Earn Rate | Monthly Cap |
|---|---|---|
First ₹20,000 of spend each calendar month | 2% | ₹20,000/monthly |
| All other spends | 1% | No cap |
Redemption fee: 199
Managed via Axis Bank EDGE Rewards, Travel EDGE
Transfer partners
Live Offers
68 activeADNETO20Till 15 OctAXIS8526Till 31 OctPEPAD10KTill 15 OctAXISBIZTill 31 DecCAXIS6KTill 31 DecBenefits
Lounge Access
2 domestic visits/quarter
3 international visits/quarter
12 complimentary international lounge visits a year through Priority Pass, and 2 domestic visits per quarter conditional on ₹50,000 of spend. DOMESTIC Priority Pass access ended on 28 August 2026.
Fuel Surcharge Waiver
1% fuel surcharge waiver, capped at ₹400 per statement cycle. Note Axis separately CHARGES 1% plus GST on fuel once total fuel spend in a cycle reaches ₹50,000, and fuel earns no rewards.
Welcome Benefit
10,000 EDGE Reward Points on the first card transaction, worth ₹2,000
Milestone Benefits
Reward Calculator
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What this card is worth
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Fees & Charges
| Joining Fee | ₹3,000/yr |
| Renewal Fee | ₹3,000/yr |
| Fee Waiver | Spend ₹8,00,000/year |
| Forex Markup | 3.5% |
| Interest Rate | 55.55% p.a. |
| Cash Advance Fee | 2.5% of the amount withdrawn, subject to a minimum of ₹500. |
| Reward Redemption Fee | 199 |
