BOBCARD Etihad Guest Premium Credit Card
Bank of Baroda
Last verified: 26 Sept 2026
Reward Program
| Category | Earn Rate | Monthly Cap |
|---|---|---|
Etihad.com bookings | 3% | No cap |
| All other spends | 1% | No cap |
Redemption fee: 0
Managed via BOBCARD Rewards
Transfer partners
Live Offers
1 activeBOBCARD1000Till 29 MarBenefits
Lounge Access
0 domestic visits/quarter
2 international visits/quarter
8 international lounge visits every year — 2 per quarter.
Fuel Surcharge Waiver
1% fuel surcharge waiver at all fuel stations across India on transactions between ₹400 and ₹5,000, capped at ₹250 per statement cycle. Note fuel itself earns NO Reward Points on any BOBCARD except HPCL Energie.
Welcome Benefit
15,000 Etihad Guest bonus Miles — 10,000 on payment of the joining fee and 5,000 on cumulative spends of ₹50,000
Milestone Benefits
Reward Calculator
Assumes the best-paying merchant everywhere, so read it as a ceiling rather than an average.
What this card is worth
Open a section and enter what you actually spend. Everything updates as you type.
Fees & Charges
| Joining Fee | ₹5,000/yr |
| Renewal Fee | ₹5,000/yr |
| Fee Waiver | Spend ₹5,00,000/year |
| Forex Markup | 3.5% |
| Interest Rate | 45% p.a. |
| Cash Advance Fee | 2.5% of the amount withdrawn or ₹500, whichever is higher. |
| Reward Redemption Fee | 0 |
