TravelDiners ClubPremiumActive
HDFC Bank Diners ClubMiles Credit Card
HDFC Bank
Joining Fee₹1,000Renewal Fee₹1,000
Last verified: 24 Sept 2026
Reward Program
HDFC Bank Reward Points1 point = ₹0.50
| Category | Earn Rate | Monthly Cap |
|---|---|---|
HDFC SmartBuy - flight and hotel bookings (channel, not an MCC: merchant hdfc-smartbuy-travel) | 5% | ₹1,000/monthly |
| All other spends | 1% | No cap |
Redemption fee: 99
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Managed via HDFC Bank SmartBuy, HDFC Bank NetBanking
Transfer partners
SmartBuy flights and hotel bookings — 1 Reward Point = ₹0.50, the strict Rule 5 maximum.Airmiles conversion — 1 mile per Reward Point, which HDFC markets as the card's defining feature.Products, vouchers and statement credit at lower published rates.
Live Offers
305 activeTravellers JourneyUp to Rs15,000 Off on HDFC Bank Cards
₹15,000 off
TJHDFC15Till 31 DecThomas CookGet upto 12,000 Instant Discount with HDFC Bank Credit Cards on Thomas Cook Holidays
₹12,000 offTill 31 Dec
SotcGet upto INR 12,000 Instant Discount on your Holiday Bookings with HDFC Bank Credit Cards
₹12,000 offTill 31 Dec
Reliance DigitalGet Flat Rs. 6,000 Discount on Apple Iphone 17 & 17 Pro at Reliance Digital with EASYEMI o
₹6,000 offTill 31 Dec
CromaGet Flat ₹4,000 discount on Apple Iphone 17 & 17 Pro models with EASYEMI on HDFC Bank Cred
₹4,000 offTill 31 Dec
Benefits
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Lounge Access
1.5 domestic visits/quarter
0 international visits/quarter
6 complimentary airport lounge accesses a year, with access to concierge services.
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Fuel Surcharge Waiver
Fuel earns NO Reward Points on this card. HDFC also charges 1% on fuel transactions above ₹15,000, capped at ₹4,999 per transaction, w.e.f. 1 October 2025.
Reward Calculator
Assumes the best-paying merchant everywhere, so read it as a ceiling rather than an average.
What this card is worth
Open a section and enter what you actually spend. Everything updates as you type.
Fees & Charges
| Joining Fee | ₹1,000/yr |
| Renewal Fee | ₹1,000/yr |
| Forex Markup | 3.5% |
| Interest Rate | 45% p.a. |
| Cash Advance Fee | 2.5% of the amount withdrawn, subject to a minimum of ₹500. |
| Reward Redemption Fee | 99 |
