HSBC RuPay Cashback Credit Card
HSBC Bank
Last verified: 26 Sept 2026
Reward Program
| Category | Earn Rate | Monthly Cap |
|---|---|---|
dining | 10% | No cap |
| All other spends | 1% | No cap |
Redemption fee: 0
Managed via HSBC India Mobile Banking app, Travel with Points
Transfer partners
Live Offers
No active offers for this card right now.
Benefits
Fuel Surcharge Waiver
No surcharge waiver is published. HSBC levies a 1% fuel transaction fee, and fuel earns no rewards.
Welcome Benefit
₹500 cashback on spending ₹10,000 within 30 days, after logging in to the HSBC India Mobile Banking app.
₹250 Amazon eGift Voucher on applying online and completing video verification.
₹250 cashback on linking the card to UPI and making 2 transactions of ₹250 or more within 30 days.
Two months of EazyDiner membership on activating the card.
Reward Calculator
Assumes the best-paying merchant everywhere, so read it as a ceiling rather than an average.
What this card is worth
Open a section and enter what you actually spend. Everything updates as you type.
Fees & Charges
| Joining Fee | ₹499/yr |
| Renewal Fee | ₹499/yr |
| Fee Waiver | Spend ₹2,00,000/year |
| Forex Markup | 3.5% |
| Interest Rate | 45% p.a. |
| Cash Advance Fee | Charged per HSBC's tariff sheet; no flat figure is published in the readable portion of the MITC. |
| Reward Redemption Fee | 0 |
