HSBC TravelOne Credit Card
HSBC Bank
Last verified: 5 Sept 2026
Reward Program
| Category | Earn Rate | Monthly Cap |
|---|---|---|
Airlines (MCC 3000-3350 Airlines and air carriers (individual carrier codes), 4511 Airlines and Air Carriers (Not Elsewhere Classified)) | 4% | ₹50,000/monthly |
Travel Aggregators (MCC 4111 Local and Suburban Commuter Passenger Transportation, Including Ferries, 4131 Bus Lines, 4722 Travel Agencies and Tour Operators, 4723 Package Tour Operators – Germany Only) | 4% | ₹50,000/monthly |
| All other spends | 2% | No cap |
Managed via HSBC India Mobile Banking app
Transfer partners
Instant Discounts
Promo code HSBCTRAVEL1 on the Yatra app or website. Selected hotels only. Cannot be combined with any other Yatra offer. Not valid on affiliate marketing channels.
Domestic flights and hotels capped at INR 3,000; international flights and hotels capped at INR 5,000. Offer period 15 December 2024 to 31 December 2026.
Coupon code EMTHSBCT1 on the EaseMyTrip web or app booking flow. Online confirmed bookings only. Cannot be clubbed with other promotions. Partial or full cancellation voids the discount.
Domestic flights and domestic hotels capped at INR 3,000; international flights and international hotels capped at INR 5,000. Buses are bookable under the coupon. Offer period 15 December 2024 to 31 December 2026.
Promo code HSBCTRAVEL on the Paytm website, m-site or app. Verified mobile number on Paytm required. Convenience fees and ancillaries such as meals, insurance and baggage are excluded from the discount base.
Domestic and international flights only, flat 15% up to INR 5,000. Offer period 20 December 2024 to 31 December 2026.
Promo code CTHSBCTRAVELONE on the Cleartrip website or app. Applies to base fare only. Retail bookings only, not Corporate or B2C platforms. Cannot be clubbed with any other Cleartrip offer.
Domestic flights capped at INR 3,000; international flights capped at INR 5,000. Offer period 15 December 2024 to 31 December 2026. Mapped to the cleartrip-flights child rather than the cleartrip parent because the T&C is explicitly flights-only; the child rows were added to merchant_master in this refresh.
E-coupon GOHSBCTRAVEL1 on the Goibibo website, m-site or app. No minimum transaction value. Flights discount excludes convenience fee and ancillaries; hotel discount is on the pre-tax base price. Not valid on Multi-City flights, wallet, COD, gift card or net banking payments.
Domestic flights, domestic hotels and domestic homestays/villas capped at INR 3,000; international flights and international hotels capped at INR 5,000. Offer period 1 January 2026 to 31 December 2026.
Bookings on www.stayvista.com only. No minimum booking amount. Applies to the room tariff only. Valid across all StayVista properties in India. Cannot be combined with any other discount.
Offer period 20 December 2024 to 31 December 2026. The HSBC product page cites promo code HSBCTRAVEL; the StayVista T&C names no code.
Promo code HSBCTRAVELONE on the AdaniOne app or www.adanione.com. Duty-free at Adani Airports only. Not valid where any part of the payment is made by another card or an e-wallet, or through a tokenised card.
Offer period 20 December 2024 to 31 December 2026. Mapped to adani-duty-free (MCC 5309), added to merchant_master in this refresh, rather than to adani-one (MCC 4722 OTA) - the offer is duty-free retail, not a travel booking, and the MCC difference changes the earn rate.
Promo code HSBCTODINING. Booking must be made through the EazyDiner app, website or m-site, and the bill settled through PayEazy using the full HSBC card number. PayEazy-enabled restaurants only. Applies to dine-in, home delivery and takeaway. The EazyDiner platform fee per person is payable by the Cardholder.
Applied after any restaurant-level offer. Offer period 1 January 2026 to 31 December 2026. The 30% headline on the HSBC product page is the HSBC Premier construct, not TravelOne's.
Promo code HSBCTODINING on the Zomato or District app. Applies to the final billable amount excluding tips. Cannot be combined with other discounts. Participating restaurant list is set by Zomato and changes from time to time.
Offer period 20 December 2024 to 31 December 2026.
Promo code HSBCTOEVENTS on the Zomato or District app. Not valid on events exclusively sponsored by financial-services entities other than HSBC.
Offer period 20 December 2024 to 31 December 2026.
Promo code HSBCTOMOV on the Zomato or District app. Minimum two tickets per booking; the 100% instant discount applies to the second ticket only, capped at INR 200. Valid for any show date.
Offer period 20 December 2024 to 31 December 2026.
Live Offers
No active offers for this card right now.
Benefits
Lounge Access
1.5 domestic visits/quarter
1 international visits/quarter
6 domestic and 4 international airport lounge visits per year, shared across the primary and add-on Cardholders. Allocation is annual, not quarterly; the per-quarter figures are the annual entitlement divided by four. Domestic access runs on Mastercard Priceless Specials, international on LoungeKey.
Movie BOGO
Buy one, get one free on movie tickets booked on the Zomato or District app using promo code HSBCTOMOV. The second ticket is 100% discounted up to INR 200. Minimum booking of two tickets. Twice per card per calendar month, offer period 20 December 2024 to 31 December 2026.
Fuel Surcharge Waiver
Not applicable
Welcome Benefit
INR 1,000 cashback
INR 3,000 voucher from The Postcard Hotel
3-month EazyDiner Prime membership
Insurance Cover
Purchase protection₹16,66,600
Milestone Benefits
Reward Calculator
Assumes the best-paying merchant everywhere, so read it as a ceiling rather than an average.
What this card is worth
Open a section and enter what you actually spend. Everything updates as you type.
Fees & Charges
| Joining Fee | ₹4,999/yr |
| Renewal Fee | ₹4,999/yr |
| Fee Waiver | Spend ₹8,00,000/year |
| Forex Markup | 3.5% |
| Interest Rate | 45% p.a. |
| Cash Advance Fee | 2.5% of the transaction amount, subject to a minimum of INR 500 |
| Reward Redemption Fee | None |
| Min Income Eligibility | INR 600,000 per annum for salaried applicants; INR 1,200,000 per annum for self-employed applicants |
