CashbackRuPayMidActive
IDFC FIRST Hello Cashback Credit Card
IDFC FIRST Bank
Joining Fee₹1,000Renewal Fee₹1,000Waived at ₹2,00,000 annual spend
Last verified: 26 Sept 2026
Reward Program
Cashback1 point = ₹1.00
Redemption fee: 0
🔁
Managed via Statement credit
Transfer partners
Direct statement cashback — 1:1 with rupees.
Live Offers
84 activeHomecentreRs. 5000 off on a minimum shopping of Rs. 24,999
₹5,000 off
HCFUR5KTill 31 DecPepperfry10% Instant Discount up to ₹1,600
10% off
VISAPF1600Till 31 DecGRT JewellersFlat 1.5% off on gold jewellery orders above Rs.20,000. Max discount is Rs.1,500.
1.5% off
GRTVISA1500Till 31 OctAir IndiaGet additional Rs 1000 off on International flights
₹1,000 off
ADNAIRTill 31 DecEaseMyTripRs.1,000 off on min booking amount of Rs.15,000 for International flight.
₹1,000 off
EMTVISATill 31 DecBenefits
Reward Calculator
Assumes the best-paying merchant everywhere, so read it as a ceiling rather than an average.
What this card is worth
Open a section and enter what you actually spend. Everything updates as you type.
Fees & Charges
| Joining Fee | ₹1,000/yr |
| Renewal Fee | ₹1,000/yr |
| Fee Waiver | Spend ₹2,00,000/year |
| Forex Markup | 0% |
| Interest Rate | 46.2% p.a. |
| Cash Advance Fee | ₹199 + GST per transaction, flat, with 0% interest for up to 45 days. |
| Reward Redemption Fee | 0 |
