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IndiGo IDFC FIRST Dual Credit Card
IDFC FIRST Bank
Joining Fee₹4,999Renewal Fee₹4,999
Last verified: 26 Sept 2026
Reward Program
IndiGo BluChips1 point = ₹0.50
Redemption fee: 99
🔁
Managed via IndiGo BluChips
Transfer partners
IndiGo BluChips redeem against IndiGo flight bookings. Valued at ₹0.50 per BluChip in this dataset — see the valuation note.
Live Offers
84 activeHomecentreRs. 5000 off on a minimum shopping of Rs. 24,999
₹5,000 off
HCFUR5KTill 31 DecPepperfry10% Instant Discount up to ₹1,600
10% off
VISAPF1600Till 31 DecGRT JewellersFlat 1.5% off on gold jewellery orders above Rs.20,000. Max discount is Rs.1,500.
1.5% off
GRTVISA1500Till 31 OctAir IndiaGet additional Rs 1000 off on International flights
₹1,000 off
ADNAIRTill 31 DecEaseMyTripRs.1,000 off on min booking amount of Rs.15,000 for International flight.
₹1,000 off
EMTVISATill 31 DecBenefits
₹2,500🎁
Welcome Benefit
5,000 IndiGo BluChips voucher on payment of the joining fee.
Reward Calculator
Assumes the best-paying merchant everywhere, so read it as a ceiling rather than an average.
What this card is worth
Open a section and enter what you actually spend. Everything updates as you type.
Fees & Charges
| Joining Fee | ₹4,999/yr |
| Renewal Fee | ₹4,999/yr |
| Forex Markup | 0% |
| Interest Rate | 46.2% p.a. |
| Cash Advance Fee | ₹199 + GST per transaction, flat, with 0% interest for up to 45 days. |
| Reward Redemption Fee | 99 |
