EazyDiner IndusInd Bank Credit Card
IndusInd Bank
Last verified: 27 Sept 2026
Reward Program
| Category | Earn Rate | Monthly Cap |
|---|---|---|
Hotel & Travel Bookings (MCC 4411 Steamship and Cruise Lines, 4511 Airlines and Air Carriers (Not Elsewhere Classified), 4582 Airports, Flying Fields, and Airport Terminals, 4722 Travel Agencies and Tour Operators, 5309 Duty Free Stores, 7011 Lodging – Hotels, Motels, Resorts, Central Reservation Services (Not Elsewhere Classified)) | 1% | No cap |
Shopping (MCC 1731 Electrical Contractors, 5045 Computers and Computer Peripheral Equipment and Software, 5046 Commercial Equipment (Not Elsewhere Classified), 5065 Electrical Parts and Equipment, 5099 Durable Goods (Not Elsewhere Classified), 5200 Home Supply Warehouse Stores, 5211 Lumber and Building Materials Stores, 5231 Glass, Paint, and Wallpaper Stores, 5251 Hardware Stores, 5262 Marketplaces, 5300 Wholesale Clubs, 5310 Discount Stores, 5311 Department Stores, 5399 Miscellaneous General Merchandise, 5411 Grocery Stores and Supermarkets, 5451 Dairy Products Stores, 5499 Miscellaneous Food Stores – Convenience Stores and Specialty Markets, 5611 Men’s and Boys’ Clothing and Accessories Stores, 5621 Women’s Ready-To-Wear Stores, 5631 Women’s Accessory and Specialty Shops, 5641 Children’s and Infants’ Wear Stores, 5651 Family Clothing Stores, 5661 Shoe Stores, 5691 Men’s and Women’s Clothing Stores, 5697 Tailors, Seamstresses, Mending, and Alterations, 5699 Miscellaneous Apparel and Accessory Shops, 5712 Furniture, Home Furnishings, and Equipment Stores, Except Appliances, 5713 Floor Covering Stores, 5714 Drapery, Window Covering, and Upholstery Stores, 5719 Miscellaneous Home Furnishing Specialty Stores, 5722 Household Appliance Stores, 5732 Electronics Stores, 5734 Computer Software Stores, 5944 Jewelry Stores, Watches, Clocks, and Silverware Stores, 5945 Hobby, Toy, and Game Shops, 5947 Gift, Card, Novelty and Souvenir Shops, 5948 Luggage and Leather Goods Stores, 5977 Cosmetic Stores, 5992 Florists, 5995 Pet Shops, Pet Foods and Supplies Stores) | 1% | No cap |
Entertainment (MCC 5815 Digital Goods Media – Books, Movies, Digital artwork/images, Music, 5816 Digital Goods – Games, 5817 Digital Goods – Applications (Excludes Games), 5968 Direct Marketing – Continuity/Subscription Merchant, 7832 Motion Picture Theaters, 7841 DVD/Video Tape Rental Stores, 7922 Ticket Agencies and Theatrical Producers (Except Motion Pictures), 7929 Bands, Orchestras, and Miscellaneous Entertainers (Not Elsewhere Classified), 7941 Commercial Sports, Professional Sports Clubs, Athletic Fields, and Sports Promoters, 7991 Tourist Attractions and Exhibits, 7992 Public Golf Courses, 7994 Video Game Arcades/Establishments, 7996 Amusement Parks, Circuses, Carnivals, and Fortune Tellers, 7997 Membership Clubs (Sports, Recreation, Athletic), Country Clubs, and Private Golf Courses, 7998 Aquariums, Seaquariums, Dolphinariums, and Zoos) | 1% | No cap |
| All other spends | 0.4% | No cap |
Redemption fee: 100
Managed via EazyDiner app (PayEazy)
Transfer partners
Instant Discounts
Bill must be paid in the EazyDiner app via PayEazy with this card; the physical card at the restaurant, other cards, UPI and wallets do not qualify. Monthly discount cap ₹2,000 with no spend condition, rising to ₹5,000 if non-dining spends in the previous calendar month reach ₹30,000. Not applicable to consecutive transactions at the same restaurant within 120 minutes. Auto-applied, no promo code.
Stacks on top of the EazyDiner Prime 25%–50% deal: the 25% applies to the post-Prime amount. Per-transaction count is unlimited; the binding limit is the monthly rupee cap, which the frequency vocabulary cannot express.
Live Offers
No active offers for this card right now.
Benefits
Fuel Surcharge Waiver
1% waiver on fuel transactions of ₹500–₹3,000, capped at ₹250 per statement cycle. GST on the surcharge is not waived. Fuel earns no Reward Points, and fuel spends above ₹50,000 in a cycle attract a 1% + GST fee.
Welcome Benefit
12-month EazyDiner Prime membership worth ₹3,550: guaranteed 25% up to 50% off at 2,000+ partner restaurants and bars, plus 3X EazyPoints
2,000 bonus EazyPoints
The Postcard Hotel stay voucher worth ₹7,500
Annual Benefit
On payment of the ₹2,999 renewal fee: EazyDiner Prime renewed for 12 months (₹3,550), 2,000 bonus EazyPoints and a ₹7,500 Postcard Hotel voucher
Genuine recurring benefit: the welcome package repeats on every renewal-fee payment. Valued at the stated face value of Prime (₹3,550) plus the Postcard voucher (₹7,500). The 2,000 EazyPoints are excluded from the rupee value because EazyPoints are EazyDiner's own currency with a dynamic value, not this card's Reward Points. There is no fee waiver.
Insurance Cover
Lost card liability cover (Total Protect)Not disclosed
Reward Calculator
Assumes the best-paying merchant everywhere, so read it as a ceiling rather than an average.
What this card is worth
Open a section and enter what you actually spend. Everything updates as you type.
Fees & Charges
| Joining Fee | ₹2,999/yr |
| Renewal Fee | ₹2,999/yr |
| Forex Markup | 3.5% |
| Interest Rate | 46% p.a. |
| Cash Advance Fee | 2.5% of the advance amount, minimum ₹300 |
| Reward Redemption Fee | 100 |
| Min Income Eligibility | IndusInd general criteria: Indian resident, 21–60 years, salaried or self-employed, net monthly income from ₹20,000 (varies by card). No card-specific threshold is published; approval depends on credit profile. |
