InterMiles IndusInd Bank Odyssey American Express Credit Card
IndusInd Bank
Last verified: 27 Sept 2026
Reward Program
| Category | Earn Rate | Monthly Cap |
|---|---|---|
InterMiles portal — flights on intermiles.com and hotels on interbook.intermiles.com | 2% | ₹18,750/annual |
| All other spends | 1% | No cap |
Redemption fee: 0
Managed via InterMiles (intermiles.com)
Transfer partners
Instant Discounts
Buy one movie ticket, get one free, at theatres registered with BookMyShow. Historical — card discontinued August 2024.
50% is the effective discount on a two-ticket booking. The per-ticket cap is not stated in the uploads.
Live Offers
No active offers for this card right now.
Benefits
Movie BOGO
BookMyShow buy-one-get-one, up to 2 free tickets per month, at all BookMyShow-registered theatres (historical).
Fuel Surcharge Waiver
1% fuel surcharge waiver at all fuel stations in India (historical; band and cap not stated in the uploads).
Welcome Benefit
15,000 bonus InterMiles on payment of the joining fee
Flight discount voucher worth ₹1,500 for flights booked on intermiles.com
Hotel discount voucher worth ₹2,500 for hotels booked on interbook.intermiles.com
Complimentary InterMiles Silver tier membership (25% tier bonus miles on intermiles.com activity, seat select and in-flight meal on flights booked there)
Annual Benefit
On renewal-fee payment: 5,000 bonus InterMiles, ₹1,000 flight voucher (intermiles.com) and ₹2,000 hotel voucher (interbook.intermiles.com)
Renewal package valued at 5,000 InterMiles × ₹0.25 = ₹1,250 plus the two vouchers at face value (₹3,000). Historical: the card and InterMiles partnership ended in August 2024. Joining and annual fees were waived for members holding InterMiles Platinum tier at joining/anniversary — a tier-based waiver, not spend-based.
Insurance Cover
Lost card liability and counterfeit fraud cover (Total Protect)Not disclosed
Personal air accident insurance₹25,00,000
Reward Calculator
Assumes the best-paying merchant everywhere, so read it as a ceiling rather than an average.
What this card is worth
Open a section and enter what you actually spend. Everything updates as you type.
Fees & Charges
| Joining Fee | ₹10,000/yr |
| Renewal Fee | ₹4,000/yr |
| Forex Markup | 3.5% |
| Interest Rate | 46% p.a. |
| Cash Advance Fee | — |
| Reward Redemption Fee | 0 |
| Min Income Eligibility | Not applicable — discontinued for new sourcing and existing cardholders. |
