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IndusInd Platinum RuPay Credit Card
IndusInd Bank
Joining Fee₹10,000Renewal FeeLifetime Free
Last verified: 26 Sept 2026
Reward Program
IndusInd Reward Points1 point = ₹0.60
Redemption fee: 0
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Managed via IndusInd Rewards
Transfer partners
Non-cash redemptions excluding air miles at 1 Reward Point = ₹0.6.Cash redemptions at 1 Reward Point = ₹0.4 — 33% below the non-cash rate.
Live Offers
No active offers for this card right now.
Benefits
⛽
Fuel Surcharge Waiver
1% fuel surcharge waiver, subject to a minimum surcharge of ₹10. IndusInd publishes waiver details per product rather than in the MITC, and GST on the surcharge is borne by the cardholder.
Reward Calculator
Assumes the best-paying merchant everywhere, so read it as a ceiling rather than an average.
What this card is worth
Open a section and enter what you actually spend. Everything updates as you type.
Fees & Charges
| Joining Fee | ₹10,000/yr |
| Renewal Fee | Lifetime Free |
| Forex Markup | 3.5% |
| Interest Rate | 47.4% p.a. |
| Cash Advance Fee | 2.5% of the advance amount subject to a minimum of ₹300. WAIVED ENTIRELY on Club Vistara Explorer, Indulge, Pioneer Private, Pioneer Heritage, Pioneer Legacy, Avios Visa Infinite, Platinum Aura Edge (Government Sector) and Samman. |
| Reward Redemption Fee | 0 |
