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PVR Kotak Gold Credit Card
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PVR Kotak Gold Credit Card

Kotak Mahindra Bank

Joining FeeLifetime FreeRenewal Fee₹499

Last verified: 23 Sept 2026

Reward Program

PVR INOX M Coupons1 point = ₹1.00

Redemption fee: 0

🔁

Managed via Kotak Mobile Banking app and Kotak net banking, under 'PVR Coupon Claim' / 'My PVR'

Transfer partners

PVR INOX movie tickets — each M Coupon is worth ₹400 against exactly one ticket, booked in the 'PVR Exclusives' section of the PVR app or pvrcinemas.com. Any part of the ticket price above ₹400 is paid by the cardholder, and any part below ₹400 is forfeited. One coupon cannot be spread across two tickets, and franchise cinemas such as PVR Mahagun and PVR Opulent are excluded.

Instant Discounts

PVR INOX food and beveragesdining out
20% off0unlimited

Paid with the card at any PVR INOX theatre, or through the bank-offers tile on the PVR INOX app or website. Taxes are payable by the cardholder.

A flat 20% instant discount on food and beverages, with no cap and no usage limit stated in any uploaded source.

PVR INOX movie ticketsmovies
5% off0unlimited

Paid with the card at any PVR INOX theatre, or through the bank-offers tile on the PVR INOX app or website. Taxes are payable by the cardholder.

A flat 5% instant discount on movie tickets, uncapped, stacking with the monthly free-ticket milestone on separate bookings.

Live Offers

20 active
Elivaas10% instant discount up to 50,000 on Kotak Cards. For Solitaire Credit Card/Wealth Infinit
10% offTill 7 Oct
MakeMyTripUp to 15% instant discount upto ₹20,000 on Kotak Mahindra Bank Select Credit Cards
15% offTill 31 Mar
The Bombay Sweet ShopFlat 30% off upto ₹15000 on any purchase on Kotak Solitaire Credit Card. Applicable on bot
30% offTill 30 Nov
District20% instant discount upto ₹10,000 at district via Kotak Solitaire Credit Card
20% offTill 31 Mar
BiginBoost sales and foster long-term customer relationships with Bigin, the simple yet powerfu
50% offTill 31 Mar
View all 42 offers

Benefits

⛽

Fuel Surcharge Waiver

None. The Kotak MITC lists PVR Gold and PVR Platinum among the products NOT eligible for the fuel surcharge waiver, and fuel spend above ₹25,000 per statement cycle attracts a separate 1% transaction fee. Fuel does still count towards the monthly ticket milestone.

Milestone Benefits

Not every spend counts toward these targets — see what is excluded.

Spend ₹10,000/monthOne PVR INOX movie ticket, issued as an M Coupon worth ₹400₹400 total by this tier · 4.00% effective rate
Spend ₹15,000/monthA second PVR INOX movie ticket, issued as an M Coupon worth ₹400₹800 total by this tier · 5.33% effective rate

Reward Calculator

Assumes the best-paying merchant everywhere, so read it as a ceiling rather than an average.

What this card is worth

Open a section and enter what you actually spend. Everything updates as you type.

Fees & Charges

Joining FeeLifetime Free
Renewal Fee₹499/yr
Forex Markup3.5%
Interest Rate45% p.a.
Cash Advance Fee2.5% of the advance amount, subject to a minimum of ₹500.
Reward Redemption Fee0

Spends That Don’t Count

Kotak leaves these categories out when totalling your spend. They still earn rewards where the card pays on them — they just do not move you toward the target below.

Excluded from milestone spends

Toward the milestone targets above

  • EducationCoaching, College fees, Online courses, School fees
  • Everything elseRent, Society maintenance, Wallet top-ups
  • SubscriptionsGaming
  • TravelForex card loads
  • UtilitiesBroadband, DTH or cable, Electricity, Mobile recharge, Piped gas, Water

In the News

Priya Menon · 12d ago

PVR Kotak Gold Credit Card Review 2026: 2 Free Movie Tickets a Month, 20% Off F&B, Fees & FAQs

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