Kotak Solitaire Credit Card
Kotak Mahindra Bank
Last verified: 23 Sept 2026
Reward Program
| Category | Earn Rate | Monthly Cap |
|---|---|---|
Flight and hotel bookings, and their add-ons, on the Kotak Unbox travel platform | 10% | ₹1,00,000/monthly |
| All other spends | 3% | No cap |
Redemption fee: 0
Managed via Kotak Unbox travel platform
Transfer partners
Instant Discounts
Pay with the Kotak Solitaire Credit Card on District by Zomato and apply coupon code KOTAKSOLITAIRE at checkout. Applicable on the District app across Play, Activities, Shopping, Movies and Dining. Not valid on music concerts. Offer runs 1 April 2026 to 31 March 2027.
20% off up to ₹5,000 per transaction, twice a month, with no minimum bill value — worth up to ₹10,000 a month, which is the single largest instant discount in this dataset.
Live Offers
20 activeBenefits
Lounge Access
999 domestic visits/quarter
999 international visits/quarter
Unlimited domestic AND international lounge access for the primary cardholder and every add-on cardholder — the only card in Kotak's range with no visit limit on either programme, and the only one that extends lounge access to add-on holders. International access runs through Priority Pass. Guests get 4 complimentary visits per primary cardholder a year, split 2 domestic and 2 international, and both can be used at once. Validation charges: ₹2 domestic, $1 international (auto-reversed within 7 working days). Guest charges beyond the complimentary visits are $35 per guest per visit from 1 October. International POS and online transactions must be enabled for the international validation charge to go through.
Fuel Surcharge Waiver
1% fuel surcharge waiver at all petrol pumps in India on transactions between ₹400 and ₹7,500, capped at ₹10,000 in an anniversary year — by a wide margin the highest annual fuel cap in Kotak's range, against ₹4,500 on the Air+ and ₹3,500 on most of the rest. Fuel earns no Air Miles, so the waiver is the entire fuel benefit.
Reward Calculator
Assumes the best-paying merchant everywhere, so read it as a ceiling rather than an average.
What this card is worth
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Fees & Charges
| Joining Fee | Lifetime Free |
| Renewal Fee | ₹25,000/yr |
| Forex Markup | 0% |
| Interest Rate | 42% p.a. |
| Cash Advance Fee | 1% of the withdrawal amount at all domestic and international ATMs, with no interest charged until the payment due date. |
| Reward Redemption Fee | 0 |
