Kotak Solitaire Business Credit Card
Kotak Mahindra Bank
Last verified: 23 Sept 2026
Reward Program
| Category | Earn Rate | Monthly Cap |
|---|---|---|
Flight and hotel bookings on the Kotak Unbox platform | 2.33% | ₹1,00,000/monthly |
Special categories — utility bills, groceries, insurance premiums, government payments including taxes, and railway bookings | 0.33% | ₹1,000/monthly |
| All other spends | 0.67% | No cap |
Redemption fee: 0
Managed via Kotak Unbox platform
Transfer partners
Live Offers
20 activeBenefits
Lounge Access
1 domestic visits/quarter
0.3 international visits/quarter
1 complimentary domestic lounge visit per quarter and 1 complimentary international lounge visit per year through Priority Pass, with no spend gate. A ₹2 validation charge applies to domestic visits and a $1 charge to international ones, auto-reversed within 7 working days. International POS and online transactions must be enabled on the card for the international validation charge to go through.
Fuel Surcharge Waiver
1% fuel surcharge waiver at all petrol pumps in India on transactions between ₹500 and ₹5,000 excluding taxes, capped at ₹5,000 in an anniversary year — the second-highest annual cap in Kotak's range after the Kotak Solitaire's ₹10,000. Fuel earns no Reward Points, so the waiver is the entire fuel benefit.
Insurance Cover
Card liability cover — lost card liability, counterfeit, skimming, phishing and online fraud protection₹50,000
Flight delay of more than 6 hours₹10,000
Carrier cancellation₹10,000
Loss of checked-in baggage₹10,000
Delay of checked-in baggage₹10,000
Valuable documents cover₹10,000
Missing a connecting international flight during transit₹10,000
Reward Calculator
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What this card is worth
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Fees & Charges
| Joining Fee | Lifetime Free |
| Renewal Fee | ₹3,499/yr |
| Forex Markup | 1.99% |
| Interest Rate | 23.88% p.a. |
| Cash Advance Fee | Not applicable — ATM cash withdrawal and cash advances are not allowed on this card. |
| Reward Redemption Fee | 0 |
