CashbackMastercardPremiumActive
RBL Bank Aspire Banking Credit Card
RBL Bank
Joining FeeLifetime FreeRenewal FeeLifetime Free
Last verified: 26 Sept 2026
Reward Program
Cashback1 point = ₹1.00
| Category | Earn Rate | Monthly Cap |
|---|---|---|
Accelerated categories | 3% | ₹1,000/monthly |
| All other spends | 1% | No cap |
Redemption fee: 0
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Managed via RBL Rewards
Transfer partners
Direct cashback credited against the statement — 1:1 with rupees by definition.
Live Offers
53 activeSalvatore Ferragamo15% Instant Discount up to ₹15,000 with Insignia, Nova & LUMIÈRE credit cards at Salvatore
15% offTill 31 Mar
Diesel15% Instant Discount up to ₹15,000 with Insignia, Nova & LUMIÈRE credit cards at Diesel
15% offTill 31 Mar
TUMI15% Instant Discount up to ₹15,000 with Insignia, Nova & LUMIÈRE credit cards at TUMI
15% offTill 31 Mar
Hugo Boss15% Instant Discount up to ₹15,000 with Insignia, Nova & LUMIÈRE credit cards at Hugo Boss
15% offTill 31 Mar
La Martina15% Instant Discount up to ₹15,000 with Insignia, Nova & LUMIÈRE credit cards at La Martin
15% offTill 31 Mar
Benefits
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Lounge Access
1 domestic visits/quarter
0 international visits/quarter
Complimentary domestic airport lounge access under the RBL lounge programme.
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Fuel Surcharge Waiver
1% fuel surcharge waiver, capped per the card's own monthly limit. Fuel itself earns NO Reward Points — RBL excludes Fuel & Auto from earning — and a 1% fee applies to fuel transactions above ₹10,000.
Milestone Benefits
Spend ₹3,00,000/year₹1,500 milestone cashback₹1,500 total by this tier · 0.50% effective rate
Reward Calculator
Assumes the best-paying merchant everywhere, so read it as a ceiling rather than an average.
What this card is worth
Open a section and enter what you actually spend. Everything updates as you type.
Fees & Charges
| Joining Fee | Lifetime Free |
| Renewal Fee | Lifetime Free |
| Forex Markup | 3.5% |
| Interest Rate | 47.88% p.a. |
| Cash Advance Fee | 2.5% of the cash amount, subject to a minimum of ₹500. |
| Reward Redemption Fee | 0 |
