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RBL Bank World Plus Credit Card
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RBL Bank World Plus Credit Card

RBL Bank

Joining Fee₹4,999Renewal Fee₹4,999
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Last verified: 26 Sept 2026

Reward Program

RBL Bank Reward Points1 point = ₹0.25
CategoryEarn RateMonthly Cap

Dining and international spends

5%₹2,000/monthly
All other spends0.5%No cap

Redemption fee: 99

🔁

Managed via RBL Rewards

Transfer partners

Redemption through the RBL Rewards portal — vouchers, catalogue and statement credit. RBL's own working figure is 1 Reward Point = ₹0.25.A redemption fee of ₹99 plus GST applies per request.

Live Offers

53 active
Salvatore Ferragamo15% Instant Discount up to ₹15,000 with Insignia, Nova & LUMIÈRE credit cards at Salvatore
15% offTill 31 Mar
Diesel15% Instant Discount up to ₹15,000 with Insignia, Nova & LUMIÈRE credit cards at Diesel
15% offTill 31 Mar
TUMI15% Instant Discount up to ₹15,000 with Insignia, Nova & LUMIÈRE credit cards at TUMI
15% offTill 31 Mar
Hugo Boss15% Instant Discount up to ₹15,000 with Insignia, Nova & LUMIÈRE credit cards at Hugo Boss
15% offTill 31 Mar
La Martina15% Instant Discount up to ₹15,000 with Insignia, Nova & LUMIÈRE credit cards at La Martin
15% offTill 31 Mar
View all 90 offers

Benefits

🛋️

Lounge Access

2 domestic visits/quarter

0 international visits/quarter

8 complimentary domestic lounge visits a year, capped at 2 per quarter.

🎬

Movie BOGO

Buy-one-get-one on BookMyShow, subject to the per-card monthly cap recorded in cap_buckets.

⛽

Fuel Surcharge Waiver

1% fuel surcharge waiver, capped per the card's own monthly limit. Fuel itself earns NO Reward Points — RBL excludes Fuel & Auto from earning — and a 1% fee applies to fuel transactions above ₹10,000.

Milestone Benefits

Spend ₹3,00,000/year20,000 Reward Points₹5,000 total by this tier · 1.67% effective rate

Reward Calculator

Assumes the best-paying merchant everywhere, so read it as a ceiling rather than an average.

What this card is worth

Open a section and enter what you actually spend. Everything updates as you type.

Fees & Charges

Joining Fee₹4,999/yr
Renewal Fee₹4,999/yr
Forex Markup3.5%
Interest Rate47.88% p.a.
Cash Advance Fee2.5% of the cash amount, subject to a minimum of ₹500.
Reward Redemption Fee99

In the News

Priya Menon · 9d ago

RBL Bank World Plus Credit Card Review 2026: 0.5% Base, 5.0% on Dining And International Spends, Cap

RBL Bank World Plus Credit Card charges ₹4,999 and earns 2 Reward Points per ₹100 — 0.5% at RBL's ₹0.25 working value — with 20 per ₹100 on dining and international spends, capped at 2,000 points a month. The 2023 exclusions, caps, fees and FAQs.

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