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RBL Bank World Safari Credit Card
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RBL Bank World Safari Credit Card

RBL Bank

Joining Fee₹3,000Renewal Fee₹3,000
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Last verified: 4 Sept 2026

Reward Program

Reward Points1 point = ₹0.25
CategoryEarn RateMonthly Cap

Flights (MCC 3000-3350 Airlines and air carriers (individual carrier codes), 4511 Airlines and Air Carriers (Not Elsewhere Classified))

1.25%No cap

Hotels & Accommodation (MCC 3501-3999 Lodging - hotels, motels and resorts (individual chain codes), 7011 Lodging - Hotels, Motels, Resorts, Central Reservation Services (Not Elsewhere Classified), 7012 Timeshares, 7033 Trailer Parks and Campgrounds)

1.25%No cap

Online Travel Agencies & Tour Operators (MCC 4722 Travel Agencies and Tour Operators, 4723 Package Tour Operators - Germany Only, 5962 Direct Marketing - Travel-Related Arrangement Services)

1.25%No cap

Cabs & Local Transport (MCC 4111 Local and Suburban Commuter Passenger Transportation, Including Ferries, 4121 Taxicabs and Limousines, 4131 Bus Lines, 4789 Transportation Services (Not Elsewhere Classified))

1.25%No cap

Car & Vehicle Rental (MCC 3351-3500 Car rental agencies (individual company codes), 7512 Automobile Rental Agency)

1.25%No cap

Cruises & Waterways (MCC 4411 Steamship and Cruise Lines, 4457 Boat Rentals and Leasing, 4468 Marinas, Marine Service, and Supplies)

1.25%No cap

Airports, Tolls & Parking (MCC 4582 Airports, Flying Fields, and Airport Terminals, 4784 Tolls and Bridge Fees, 7523 Parking Lots, Parking Meters and Garages)

1.25%No cap
All other spends0.5%No cap

Redemption fee: 99

🔁

Managed via RBL Rewards (rblrewards.rbl.bank.in)

Live Offers

53 active
Salvatore Ferragamo15% Instant Discount up to ₹15,000 with Insignia, Nova & LUMIÈRE credit cards at Salvatore
15% offTill 31 Mar
Diesel15% Instant Discount up to ₹15,000 with Insignia, Nova & LUMIÈRE credit cards at Diesel
15% offTill 31 Mar
TUMI15% Instant Discount up to ₹15,000 with Insignia, Nova & LUMIÈRE credit cards at TUMI
15% offTill 31 Mar
Hugo Boss15% Instant Discount up to ₹15,000 with Insignia, Nova & LUMIÈRE credit cards at Hugo Boss
15% offTill 31 Mar
La Martina15% Instant Discount up to ₹15,000 with Insignia, Nova & LUMIÈRE credit cards at La Martin
15% offTill 31 Mar
View all 90 offers

Benefits

🛋️

Lounge Access

2 domestic visits/quarter

1 international visits/quarter

Domestic: 2 complimentary visits per calendar quarter (up to 8 a year) for the primary cardmember only, and only if eligible retail spends in the previous calendar quarter were Rs 35,000 or more (effective 1 July 2025). Unused visits lapse at quarter end. An Rs 25 authorisation is placed and reversed. International: complimentary Priority Pass membership giving 2 visits per calendar year (not per quarter), plus 1 extra visit per calendar quarter via a Lounge Key voucher on spending Rs 50,000 or more in that calendar quarter - up to 6 international visits a year in total. Voucher is claimed in the MyBank app in the first week of the following month, is valid 180 days, and lapses if unclaimed by the end of the second following month. A US$1 authorisation is placed and reversed. Visits beyond the complimentary quota cost up to US$35 each, including for guests. International online transactions must be enabled on the card.

⛽

Fuel Surcharge Waiver

1% fuel surcharge waiver on fuel transactions between Rs 500 and Rs 4,000 (exclusive of GST), capped at Rs 250 per month, reversed as a consolidated credit in the monthly statement. GST on fuel is not reversed and the waiver does not apply to delinquent or closed cards.

₹3,000🎁

Welcome Benefit

MakeMyTrip e-Pay gift voucher worth Rs 3,000, on completing one eligible retail transaction within 30 days of card issuance and paying the membership fee billed in the first statement by its due date. Voucher issued within 60 days of card issuance; the redemption link is valid for 120 days from receipt.

Insurance Cover

  • Overseas travel insurance - emergency medical expenses (in-patient)₹44,00,000

  • Overseas travel insurance - repatriation of mortal remains₹6,60,000

  • Overseas travel insurance - medical evacuationNot disclosed

  • Overseas travel insurance - dental treatment₹22,000

  • Overseas travel insurance - trip delay₹22,000

  • Overseas travel insurance - loss of checked-in baggage₹17,600

  • Overseas travel insurance - loss of passport₹26,400

  • Overseas travel insurance - personal liability₹8,80,000

  • Overseas travel insurance - hijack distress allowance₹26,400

Milestone Benefits

Not every spend counts toward these targets — see what is excluded.

Spend ₹2,50,000/year10,000 bonus Reward Points₹2,500 total by this tier · 1.00% effective rate
Spend ₹5,00,000/year15,000 bonus Reward Points₹6,250 total by this tier · 1.25% effective rate
Spend ₹7,50,000/yearGift voucher worth Rs 10,000₹16,250 total by this tier · 2.17% effective rate

Reward Calculator

Assumes the best-paying merchant everywhere, so read it as a ceiling rather than an average.

What this card is worth

Open a section and enter what you actually spend. Everything updates as you type.

Fees & Charges

Joining Fee₹3,000/yr
Renewal Fee₹3,000/yr
Forex Markup0%
Interest Rate47.88% p.a.
Cash Advance Fee2.5% of the cash amount withdrawn, minimum Rs 500
Reward Redemption Fee99
Min Income EligibilityNot published by RBL Bank in the MITC, Product T&C or Schedule of Charges. Third-party aggregators quote figures ranging from Rs 3 lakh to Rs 5 lakh a year (or roughly Rs 40,000 a month salaried); treat as indicative only.

Spends That Don’t Count

RBL leaves these categories out when totalling your spend. They still earn rewards where the card pays on them — they just do not move you toward the target below.

Excluded from milestone spends

Toward the milestone targets above

  • Everything elseRent, Society maintenance, Wallet top-ups
  • Getting aroundFuel
  • InsuranceHealth, Motor, Other cover
  • TravelForex card loads, Trains
  • UtilitiesElectricity, Piped gas, Water

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