Air India SBI Signature Card
SBI Card
Last verified: 23 Sept 2026
Reward Program
| Category | Earn Rate | Monthly Cap |
|---|---|---|
Air India tickets booked on the Air India website, app, booking offices or call centres | 2.5% | No cap |
| All other spends | 1% | No cap |
Redemption fee: 99
Managed via Air India Maharaja Club, SBI Card mobile app and net banking
Transfer partners
Live Offers
63 activeBenefits
Lounge Access
2 domestic visits/quarter
0 international visits/quarter
8 complimentary domestic airport lounge visits a year under the Visa lounge access programme, capped at 2 per quarter. Internationally the card carries a complimentary Priority Pass MEMBERSHIP giving access to 600+ lounges worldwide — but the visits themselves are charged at $27 each. The membership is free; the access is not, which is why international_lounge_per_quarter is 0 rather than a positive number.
Fuel Surcharge Waiver
1% fuel surcharge waiver on every transaction between ₹500 and ₹3,000 at all petrol pumps across India, capped at ₹100 per statement cycle per credit card account. Fuel spend earns no Reward Points.
Welcome Benefit
20,000 Reward Points
Credited within 15 days of the annual fee payment posting.
Complimentary membership of the Air India Maharaja Club.
Milestone Benefits
Reward Calculator
Assumes the best-paying merchant everywhere, so read it as a ceiling rather than an average.
What this card is worth
Open a section and enter what you actually spend. Everything updates as you type.
Fees & Charges
| Joining Fee | ₹4,999/yr |
| Renewal Fee | ₹4,999/yr |
| Forex Markup | 3.5% |
| Interest Rate | 45% p.a. |
| Cash Advance Fee | 2.5% of the transaction amount, subject to a minimum of ₹500, at domestic and international ATMs. |
| Reward Redemption Fee | 99 |
