Shaurya SBI Card
SBI Card
Last verified: 23 Sept 2026
Reward Program
| Category | Earn Rate | Monthly Cap |
|---|---|---|
CSD canteens, dining, movies, departmental stores and grocery | 1.25% | ₹5,000/monthly |
| All other spends | 0.25% | No cap |
Redemption fee: 99
Managed via SBI Card Rewards Catalogue, SBI Card mobile app and net banking
Transfer partners
Live Offers
63 activeBenefits
Fuel Surcharge Waiver
1% fuel surcharge waiver on every transaction between ₹500 and ₹3,000 at all petrol pumps across India, capped at ₹100 per statement cycle per credit card account. Fuel spend earns no Reward Points. SBI's T&C adds that the surcharge reversal does NOT apply to UPI transactions made with the RuPay credit card.
Welcome Benefit
1,000 Reward Points as a welcome gift, on payment of the first-year annual fee of ₹250
Credited within 15 working days of the annual fee payment.
Insurance Cover
Personal accidental insurance cover₹2,00,000
Reward Calculator
Assumes the best-paying merchant everywhere, so read it as a ceiling rather than an average.
What this card is worth
Open a section and enter what you actually spend. Everything updates as you type.
Fees & Charges
| Joining Fee | ₹250/yr |
| Renewal Fee | ₹250/yr |
| Fee Waiver | Spend ₹50,000/year |
| Forex Markup | 3.5% |
| Interest Rate | 45% p.a. |
| Cash Advance Fee | 2.5% of the transaction amount, subject to a minimum of ₹500, at domestic and international ATMs. |
| Reward Redemption Fee | 99 |
