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SimplyCLICK SBI Card
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SimplyCLICK SBI Card

SBI Card

Joining Fee₹499Renewal Fee₹499Waived at ₹1,00,000 annual spend
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Last verified: 23 Sept 2026

Reward Program

SBI Card Reward Points1 point = ₹0.25
CategoryEarn RateMonthly Cap

Online spends with SBI's exclusive partners — Apollo 24x7, BookMyShow, Cleartrip, Domino's, IGP, Myntra, Netmeds, Swiggy, Yatra, Gyftr and Tata CLiQ

2.5%No cap

All other online spends

1.25%No cap
All other spends0.25%No cap

Redemption fee: 99

🔁

Managed via SBI Card Rewards Catalogue, SBI Card mobile app and net banking

Transfer partners

Statement credit against the card outstanding — 4 Reward Points = Re. 1, SBI's published rate across its whole range.SBI Card Rewards Catalogue — gifts, vouchers and merchandise, redeemed at the same 4 Reward Points = Re. 1.

Live Offers

63 active
DIGI1 ElectronicsUp to INR 15,000 Instant Discount at DIGI1 Electronics stores
Till 4 Oct
Ravi ElectronicsUp to Rs. 10,000 Instant Discount at Ravi Electronics RETAIL outlets using SBI Credit card
Till 26 Oct
Poojara TelecomUp to Rs 9,000 Instant Discount at POOJARA TELECOM outlets using SBI Credit card, during t
Till 21 Oct
Gujarat MobilesUp to Rs 9,000 Instant Discount at GUJARAT MOBILE outlets using SBI Credit card, during th
Till 22 Oct
Manish SalesUp to Rs 9,000 Instant Discount at MANISH SALES outlets using SBI Credit card, during the
Till 24 Oct
View all 108 offers

Benefits

⛽

Fuel Surcharge Waiver

1% fuel surcharge waiver on every transaction between ₹500 and ₹3,000 at all petrol pumps across India, capped at ₹100 per statement cycle per credit card account. Fuel spend earns no Reward Points.

₹500🎁

Welcome Benefit

Amazon.in e-Gift Card worth ₹500

Credited on payment of the annual fee.

Milestone Benefits

Spend ₹1,00,000/yearE-voucher worth ₹2,000 from Cleartrip or Yatra₹2,000 total by this tier · 2.00% effective rate
Spend ₹2,00,000/yearA second e-voucher worth ₹2,000 from Cleartrip or Yatra₹4,000 total by this tier · 2.00% effective rate

Reward Calculator

Assumes the best-paying merchant everywhere, so read it as a ceiling rather than an average.

What this card is worth

Open a section and enter what you actually spend. Everything updates as you type.

Fees & Charges

Joining Fee₹499/yr
Renewal Fee₹499/yr
Fee WaiverSpend ₹1,00,000/year
Forex Markup3.5%
Interest Rate45% p.a.
Cash Advance Fee2.5% of the transaction amount, subject to a minimum of ₹500, at domestic and international ATMs.
Reward Redemption Fee99

In the News

Priya Menon · 12d ago

SimplyCLICK SBI Card Review 2026: 2.5% on 11 Online Partners, ₹4,000 Milestones, Fees & FAQs

SimplyCLICK SBI Card costs ₹499 and pays 2.5% at eleven named online partners, 1.25% on other online spends, with ₹4,000 of milestone vouchers. Full reward maths, the online-spend trap in the milestones, fees and FAQs.

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