Axis Bank Atlas Credit Card
Axis Bank
Last verified: 25 Sept 2026
Reward Program
| Category | Earn Rate | Monthly Cap |
|---|---|---|
Travel — airlines, hotels and Axis travel partners | 5% | ₹2,00,000/monthly |
| All other spends | 2% | No cap |
Redemption fee: 199
Managed via Axis Bank EDGE Rewards, Travel EDGE
Transfer partners
Live Offers
68 activeADNETO20Till 15 OctAXIS8526Till 31 OctPEPAD10KTill 15 OctAXISBIZTill 31 DecCAXIS6KTill 31 DecBenefits
Lounge Access
2 domestic visits/quarter
1 international visits/quarter
Tier-dependent and stated here at the SILVER base tier: 8 domestic and 4 international visits a year. Gold tier gives 12 domestic and 6 international; Platinum gives 18 and 12. The per-quarter fields carry the Silver figures divided by four.
Fuel Surcharge Waiver
1% fuel surcharge waiver, capped at ₹400 per statement cycle. Note Axis separately CHARGES 1% plus GST on fuel once total fuel spend in a cycle reaches ₹50,000, and fuel earns no rewards.
Welcome Benefit
2,500 EDGE Miles on the first transaction made on the card
Milestone Benefits
Reward Calculator
Assumes the best-paying merchant everywhere, so read it as a ceiling rather than an average.
What this card is worth
Open a section and enter what you actually spend. Everything updates as you type.
Fees & Charges
| Joining Fee | ₹5,000/yr |
| Renewal Fee | ₹5,000/yr |
| Forex Markup | 3.5% |
| Interest Rate | 55.55% p.a. |
| Cash Advance Fee | 2.5% of the amount withdrawn, subject to a minimum of ₹500. |
| Reward Redemption Fee | 199 |
