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Axis Bank Freecharge Credit Card
Axis Bank
Joining Fee₹250Renewal Fee₹250
Last verified: 25 Sept 2026
Reward Program
EDGE Reward Points1 point = ₹0.20
Redemption fee: 199
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Managed via Axis Bank EDGE Rewards, Travel EDGE
Transfer partners
Redemption through the card's own rewards programme. No rupee rate is stated in the uploaded sources for this card.
Live Offers
68 activeSaffronStaysGet 15% discount up to ₹20,000 on SaffronStays
15% off
ADNETO20Till 15 OctTata Steel AashiyaanaGet 5% instant discount up to ₹15,000 on Tata Steel Aashiyaana
5% off
AXIS8526Till 31 OctPepperfryGet 5% instant discount up to ₹11,000 on Pepperfry
5% off
PEPAD10KTill 15 OctCathay PacificGet up to ₹10,000 discount on premium economy and business class
AXISBIZTill 31 DecCathay PacificGet up to ₹6,000 discount on business class
CAXIS6KTill 31 DecBenefits
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Fuel Surcharge Waiver
1% fuel surcharge waiver, capped at ₹400 per statement cycle. Note Axis separately CHARGES 1% plus GST on fuel once total fuel spend in a cycle reaches ₹50,000, and fuel earns no rewards.
Reward Calculator
Assumes the best-paying merchant everywhere, so read it as a ceiling rather than an average.
What this card is worth
Open a section and enter what you actually spend. Everything updates as you type.
Fees & Charges
| Joining Fee | ₹250/yr |
| Renewal Fee | ₹250/yr |
| Forex Markup | 3.5% |
| Interest Rate | 55.55% p.a. |
| Cash Advance Fee | 2.5% of the amount withdrawn, subject to a minimum of ₹500. |
| Reward Redemption Fee | 199 |



