BOBCARD ETERNA
Bank of Baroda
Last verified: 26 Sept 2026
Reward Program
| Category | Earn Rate | Monthly Cap |
|---|---|---|
Travel, dining, entertainment and international spends | 3.75% | ₹5,000/monthly |
| All other spends | 0.75% | No cap |
Redemption fee: 0
Managed via BOBCARD Rewards
Transfer partners
Live Offers
1 activeBOBCARD1000Till 29 MarBenefits
Lounge Access
999 domestic visits/quarter
0 international visits/quarter
Unlimited complimentary domestic airport lounge access. 999 is the sentinel for unlimited.
Movie BOGO
Buy-one-get-one on movie tickets, subject to the monthly cap recorded in cap_buckets.
Fuel Surcharge Waiver
1% fuel surcharge waiver at all fuel stations across India on transactions between ₹400 and ₹5,000, capped at ₹250 per statement cycle. Note fuel itself earns NO Reward Points on any BOBCARD except HPCL Energie.
Welcome Benefit
Complimentary 12-month FITPASS PRO membership, and a welcome perk BOBCARD values at ₹15,000, on spending ₹10,000 within 30 days of card issuance
Milestone Benefits
Reward Calculator
Assumes the best-paying merchant everywhere, so read it as a ceiling rather than an average.
What this card is worth
Open a section and enter what you actually spend. Everything updates as you type.
Fees & Charges
| Joining Fee | ₹2,499/yr |
| Renewal Fee | ₹2,499/yr |
| Fee Waiver | Spend ₹2,50,000/year |
| Forex Markup | 2% |
| Interest Rate | 45% p.a. |
| Cash Advance Fee | 2.5% of the amount withdrawn or ₹500, whichever is higher. |
| Reward Redemption Fee | 0 |
