Indian Navy Varunah BOBCARD
Bank of Baroda
Last verified: 26 Sept 2026
Reward Program
| Category | Earn Rate | Monthly Cap |
|---|---|---|
Dining, entertainment, travel and international spends | 1.25% | ₹750/monthly |
| All other spends | 0.25% | No cap |
Redemption fee: 0
Managed via BOBCARD Rewards
Transfer partners
Live Offers
1 activeBOBCARD1000Till 29 MarBenefits
Lounge Access
1 domestic visits/quarter
0 international visits/quarter
Complimentary domestic airport lounge access — 1 visit every quarter, subject to a minimum spend condition.
Fuel Surcharge Waiver
1% fuel surcharge waiver on transactions between ₹400 and ₹5,000, capped at ₹100 per statement — BOBCARD's MITC names the Varunah BASE VARIANT specifically at ₹100, where most of the range gets ₹250. Varunah Plus and Varunah Premium fall under the ₹250 rule.
Welcome Benefit
500 bonus Reward Points on spends of ₹5,000 or more within 60 days of card issuance
Complimentary 12-month FITPASS PRO membership
Milestone Benefits
Reward Calculator
Assumes the best-paying merchant everywhere, so read it as a ceiling rather than an average.
What this card is worth
Open a section and enter what you actually spend. Everything updates as you type.
Fees & Charges
| Joining Fee | Lifetime Free |
| Renewal Fee | Lifetime Free |
| Forex Markup | 3.5% |
| Interest Rate | 45% p.a. |
| Cash Advance Fee | 2.5% of the amount withdrawn or ₹500, whichever is higher. |
| Reward Redemption Fee | 0 |
