Indian Navy Varunah Premium BOBCARD
Bank of Baroda
Last verified: 26 Sept 2026
Reward Program
| Category | Earn Rate | Monthly Cap |
|---|---|---|
Dining, entertainment, travel and international spends | 3.75% | ₹2,500/monthly |
| All other spends | 0.75% | No cap |
Redemption fee: 0
Managed via BOBCARD Rewards
Transfer partners
Live Offers
1 activeBOBCARD1000Till 29 MarBenefits
Lounge Access
3 domestic visits/quarter
0 international visits/quarter
Complimentary domestic airport lounge access — 3 visits every quarter, subject to a minimum spend condition.
Fuel Surcharge Waiver
1% fuel surcharge waiver at all fuel stations across India on transactions between ₹400 and ₹5,000, capped at ₹250 per statement cycle. Note fuel itself earns NO Reward Points on any BOBCARD except HPCL Energie.
Welcome Benefit
500 bonus Reward Points on spends of ₹5,000 or more within 60 days of card issuance
Complimentary 12-month FITPASS PRO membership
Milestone Benefits
Reward Calculator
Assumes the best-paying merchant everywhere, so read it as a ceiling rather than an average.
What this card is worth
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Fees & Charges
| Joining Fee | ₹2,499/yr |
| Renewal Fee | ₹2,499/yr |
| Fee Waiver | Spend ₹1,50,000/year |
| Forex Markup | 2% |
| Interest Rate | 45% p.a. |
| Cash Advance Fee | 2.5% of the amount withdrawn or ₹500, whichever is higher. |
| Reward Redemption Fee | 0 |
