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HSBC Visa Platinum Credit Card
HSBC Bank
Joining FeeLifetime FreeRenewal FeeLifetime Free
Last verified: 26 Sept 2026
Reward Program
HSBC Reward Points1 point = ₹1.00
Redemption fee: 0
🔁
Managed via HSBC India Mobile Banking app, Travel with Points
Transfer partners
Apple products and Travel with Points at 1 Reward Point = ₹1 — HSBC's own published rate and the maximum channel.Air miles and hotel loyalty points at 1:1 in the HSBC India Mobile Banking app, across Air India, Etihad, British Airways and other partners. HSBC publishes no rupee value for a transferred mile.
Live Offers
No active offers for this card right now.
Benefits
⛽
Fuel Surcharge Waiver
No surcharge waiver is published. HSBC levies a 1% fuel transaction fee, and fuel earns no rewards.
₹2,000🎁
Welcome Benefit
2,000 Reward Points on downloading and logging in to the HSBC India Mobile Banking app — ₹2,000 at ₹1 a point.
Reward Calculator
Assumes the best-paying merchant everywhere, so read it as a ceiling rather than an average.
What this card is worth
Open a section and enter what you actually spend. Everything updates as you type.
Fees & Charges
| Joining Fee | Lifetime Free |
| Renewal Fee | Lifetime Free |
| Forex Markup | 3.5% |
| Interest Rate | 45% p.a. |
| Cash Advance Fee | Charged per HSBC's tariff sheet; no flat figure is published in the readable portion of the MITC. |
| Reward Redemption Fee | 0 |
