ICICI Bank Rubyx Credit Card
ICICI Bank
Last verified: 25 Sept 2026
Reward Program
| Category | Earn Rate | Monthly Cap |
|---|---|---|
International spends | 1% | No cap |
| All other spends | 0.5% | No cap |
Redemption fee: 99
Managed via ICICI Bank Rewards, iMobile Pay
Transfer partners
Live Offers
3 activeICICIBANK20Till 31 MarBenefits
Lounge Access
2 domestic visits/quarter
0 international visits/quarter
2 complimentary domestic airport lounge visits per quarter.
Movie BOGO
THE BOOKMYSHOW BUY-ONE-GET-ONE BENEFIT IS NOW SPEND-GATED. It requires ₹25,000 of spend in the PREVIOUS calendar quarter, where it was previously unconditional. A new cardholder gets nothing in their first quarter.
Fuel Surcharge Waiver
1% fuel surcharge waiver on transactions from ₹400 to ₹4,000. Fuel itself earns NO Reward Points from 15 January 2026, and ICICI charges 1% on fuel transactions above ₹10,000.
Milestone Benefits
Reward Calculator
Assumes the best-paying merchant everywhere, so read it as a ceiling rather than an average.
What this card is worth
Open a section and enter what you actually spend. Everything updates as you type.
Fees & Charges
| Joining Fee | ₹3,000/yr |
| Renewal Fee | ₹3,000/yr |
| Fee Waiver | Spend ₹4,00,000/year |
| Forex Markup | 3.5% |
| Interest Rate | 45% p.a. |
| Cash Advance Fee | 2.5% of the amount withdrawn, subject to a minimum of ₹500. |
| Reward Redemption Fee | 99 |
