IDBI Bank Royale Signature Credit Card
IDBI Bank
Last verified: 6 Sept 2026
Reward Program
Redemption fee: 0
Managed via IDBI Delight portal (idbidelight.com), Max Get More outlets, IDBI Delight customer care desk
Live Offers
45 activeIDBIINTCCIDBIINTCCIDBICCIDBISUITEBenefits
Lounge Access
1 domestic visits/quarter
0 international visits/quarter
1 complimentary visit per calendar quarter at participating domestic lounges in India, under the Visa domestic lounge programme. No minimum spend condition is disclosed. Participating lounge list and the benefit itself are set by Visa and can change without notice.
Fuel Surcharge Waiver
1% surcharge waiver on fuel transactions of ₹400 to ₹5,000 at all fuel stations, capped at ₹500 per month
Welcome Benefit
500 Delight Points on card activation
750 Delight Points on the first transaction of ₹1,500 or more within 30 days of card activation
Insurance Cover
Air travel accident insurance cover₹25,00,000
Zero lost card liabilityNot disclosed
Milestone Benefits
Reward Calculator
Assumes the best-paying merchant everywhere, so read it as a ceiling rather than an average.
What this card is worth
Open a section and enter what you actually spend. Everything updates as you type.
Fees & Charges
| Joining Fee | Lifetime Free |
| Renewal Fee | Lifetime Free |
| Forex Markup | 3.5% |
| Interest Rate | 30% p.a. |
| Cash Advance Fee | 2.5% of the transaction amount or ₹500, whichever is higher |
| Reward Redemption Fee | 0 |
| Min Income Eligibility | Not specified by IDBI Bank. Approval is at the bank's discretion based on income, credit history and internal criteria. |
