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Kotak Corporate Platinum Credit Card
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Kotak Corporate Platinum Credit Card

Kotak Mahindra Bank

Joining FeeLifetime FreeRenewal Fee₹999
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Last verified: 23 Sept 2026

Reward Program

Kotak Reward Points1 point = ₹0.25

Redemption fee: 0

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Managed via Kotak corporate cards customer service desk (service.corporatecards@kotak.com)

Transfer partners

Cash rebate paid to the corporate by demand draft, or by funds transfer, NEFT or RTGS under the Incentive Program. Points can be redeemed once a quarter, by calling the corporate cards customer service desk. Kotak publishes no rupee value per point for the corporate range; the ₹0.25 carried here is the rate its retail schedule applies to Kotak Reward Points and is an inference, not a published corporate rate.Redemption is arranged through the Program Administrator or Authorised Signatory rather than by the individual cardholder, and the incentive is paid to the corporate, not to the employee holding the card.

Live Offers

20 active
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View all 38 offers

Benefits

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Lounge Access

2 domestic visits/quarter

0 international visits/quarter

Primary cardholders only. 2 complimentary domestic airport lounge accesses per calendar quarter under the Visa airport lounge programme, with no spend gate — Kotak's lounge MITC does not list the corporate range among the cards requiring a previous-quarter spend threshold, unlike the Kotak Biz (₹75,000) and Kotak Air (₹60,000). A ₹2 validation charge applies per visit. No international lounge access: the Priority Pass list covers Corporate Wealth Signature, not Corporate Platinum.

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Fuel Surcharge Waiver

1% fuel surcharge waived on transactions between ₹500 and ₹3,000, capped at ₹3,500 in a calendar year, at petrol pumps across India. Kotak flags this as applicable only on the paid annual fee variant.

Insurance Cover

  • Card liability cover — lost card liability, counterfeit, skimming, phishing and online fraud protection₹50,000

  • Flight delay of more than 6 hours₹10,000

  • Carrier cancellation₹10,000

  • Loss of checked-in baggage₹10,000

  • Delay of checked-in baggage₹10,000

  • Valuable documents cover₹10,000

  • Missing a connecting international flight during transit₹10,000

Reward Calculator

Assumes the best-paying merchant everywhere, so read it as a ceiling rather than an average.

What this card is worth

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Fees & Charges

Joining FeeLifetime Free
Renewal Fee₹999/yr
Forex Markup3.5%
Interest Rate39.6% p.a.
Cash Advance FeeNot applicable — the cash withdrawal facility is not active on this card.
Reward Redemption Fee0

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