RBL Bank Lumière Credit Card
RBL Bank
Last verified: 26 Sept 2026
Reward Program
Redemption fee: 0
Managed via RBL Rewards
Transfer partners
Live Offers
53 activeBenefits
Lounge Access
999 domestic visits/quarter
999 international visits/quarter
Unlimited complimentary domestic and international airport lounge access is the expectation at this tier, but the uploaded page does not state visit counts. 999 is the sentinel for unlimited and is an INFERENCE here.
Fuel Surcharge Waiver
1% fuel surcharge waiver, capped per the card's own monthly limit. Fuel itself earns NO Reward Points — RBL excludes Fuel & Auto from earning — and a 1% fee applies to fuel transactions above ₹10,000.
Reward Calculator
Assumes the best-paying merchant everywhere, so read it as a ceiling rather than an average.
What this card is worth
Open a section and enter what you actually spend. Everything updates as you type.
Fees & Charges
| Joining Fee | ₹50,000/yr |
| Renewal Fee | ₹50,000/yr |
| Forex Markup | 0% |
| Interest Rate | 47.88% p.a. |
| Cash Advance Fee | 2.5% of the cash amount, subject to a minimum of ₹500. |
| Reward Redemption Fee | 0 |
