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RBL Bank Platinum Bonus Credit Card
RBL Bank
Joining Fee₹999Renewal Fee₹999Waived at ₹1,00,000 annual spend
Last verified: 26 Sept 2026
Reward Program
RBL Bank Reward Points1 point = ₹0.25
Redemption fee: 99
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Managed via RBL Rewards
Transfer partners
Redemption through the RBL Rewards portal. RBL states '1 Reward Point = INR 0.25' on this card's own page.A redemption fee of ₹99 plus GST applies per request.
Live Offers
53 activeSalvatore Ferragamo15% Instant Discount up to ₹15,000 with Insignia, Nova & LUMIÈRE credit cards at Salvatore
15% offTill 31 Mar
Diesel15% Instant Discount up to ₹15,000 with Insignia, Nova & LUMIÈRE credit cards at Diesel
15% offTill 31 Mar
TUMI15% Instant Discount up to ₹15,000 with Insignia, Nova & LUMIÈRE credit cards at TUMI
15% offTill 31 Mar
Hugo Boss15% Instant Discount up to ₹15,000 with Insignia, Nova & LUMIÈRE credit cards at Hugo Boss
15% offTill 31 Mar
La Martina15% Instant Discount up to ₹15,000 with Insignia, Nova & LUMIÈRE credit cards at La Martin
15% offTill 31 Mar
Benefits
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Fuel Surcharge Waiver
1% fuel surcharge waiver, capped per the card's own monthly limit. Fuel itself earns NO Reward Points — RBL excludes Fuel & Auto from earning — and a 1% fee applies to fuel transactions above ₹10,000.
₹1,500🎁
Welcome Benefit
6,000 Reward Points on payment of the joining fee and spends of ₹2,000 within 30 days of card issuance
Milestone Benefits
Spend ₹1,00,000/yearSecond-year annual fee waiver, worth ₹999₹999 total by this tier · 1.00% effective rate
Reward Calculator
Assumes the best-paying merchant everywhere, so read it as a ceiling rather than an average.
What this card is worth
Open a section and enter what you actually spend. Everything updates as you type.
Fees & Charges
| Joining Fee | ₹999/yr |
| Renewal Fee | ₹999/yr |
| Fee Waiver | Spend ₹1,00,000/year |
| Forex Markup | 3.5% |
| Interest Rate | 47.88% p.a. |
| Cash Advance Fee | 2.5% of the cash amount, subject to a minimum of ₹500. |
| Reward Redemption Fee | 99 |
