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KrisFlyer SBI Card
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KrisFlyer SBI Card

SBI Card

Joining Fee₹2,999Renewal Fee₹2,999
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Last verified: 23 Sept 2026

Reward Program

KrisFlyer Miles1 point = ₹0.67
CategoryEarn RateMonthly Cap

Singapore Airlines Group spends

1.68%No cap

International spends

1.68%No cap
All other spends0.67%No cap

Redemption fee: 99

🔁

Managed via Singapore Airlines KrisFlyer account — miles are credited automatically, with no redemption step on SBI's side

Transfer partners

KrisShop, Pelago and Kris+ — 100 KrisFlyer Miles = SGD 1 since 1 July 2025, roughly ₹0.67 a mile. Guaranteed and always available, needing no award seat, which is why the card is valued at this rate.Singapore Airlines award travel and upgrades — the richest channel, but contingent on award availability. Ex-India redemptions run from about ₹0.47 a mile in economy to ₹1.74–₹2.17 a mile in business class, so a cardholder who redeems for long-haul business does materially better than the ₹0.67 carried here.Miles are credited directly to the cardholder's KrisFlyer account on the statement date. There is no redemption step on SBI's side, and no SBI redemption fee applies.

Live Offers

63 active
DIGI1 ElectronicsUp to INR 15,000 Instant Discount at DIGI1 Electronics stores
Till 4 Oct
Ravi ElectronicsUp to Rs. 10,000 Instant Discount at Ravi Electronics RETAIL outlets using SBI Credit card
Till 26 Oct
Poojara TelecomUp to Rs 9,000 Instant Discount at POOJARA TELECOM outlets using SBI Credit card, during t
Till 21 Oct
Gujarat MobilesUp to Rs 9,000 Instant Discount at GUJARAT MOBILE outlets using SBI Credit card, during th
Till 22 Oct
Manish SalesUp to Rs 9,000 Instant Discount at MANISH SALES outlets using SBI Credit card, during the
Till 24 Oct
View all 93 offers

Benefits

🛋️

Lounge Access

1 domestic visits/quarter

1 international visits/quarter

Complimentary Priority Pass membership worth $99, valid for 2 years and for PRIMARY cardholders only. 1 complimentary domestic airport lounge visit every quarter and 4 complimentary international visits a year, capped at 1 per quarter. Beyond the complimentary visits, a usage fee of up to $27 plus taxes applies at Priority Pass member lounges.

⛽

Fuel Surcharge Waiver

1% fuel surcharge waiver on every transaction between ₹500 and ₹3,000 at all petrol pumps across India, capped at ₹100 per statement cycle per credit card account. Fuel spend earns no Reward Points.

₹2,010🎁

Welcome Benefit

3,000 KrisFlyer Miles

Credited on payment of the annual fee and the first transaction within 60 days of card issuance.

Milestone Benefits

Spend ₹3,00,000/year3,000 bonus KrisFlyer Miles₹2,010 total by this tier · 0.67% effective rate

Reward Calculator

Assumes the best-paying merchant everywhere, so read it as a ceiling rather than an average.

What this card is worth

Open a section and enter what you actually spend. Everything updates as you type.

Fees & Charges

Joining Fee₹2,999/yr
Renewal Fee₹2,999/yr
Forex Markup3.5%
Interest Rate45% p.a.
Cash Advance Fee2.5% of the transaction amount, subject to a minimum of ₹500, at domestic and international ATMs.
Reward Redemption Fee99

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