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UCO Bank SBI Card PRIME

Name: UCO Bank SBI Card PRIME
Brand: SBI Card
Price: 2999 INR
Availability: InStock

SBI Card

Joining Fee₹2,999Renewal Fee₹2,999Waived at ₹3,00,000 annual spend

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Last verified: 23 Sept 2026

Reward Program

SBI Card Reward Points1 point = ₹0.25

Category	Earn Rate	Monthly Cap
Dining, departmental stores, movies and grocery	2.5%	No cap
Utility bill payments made by standing instruction	5%	₹3,000/monthly
Birthday spends — the day before, the day of and the day after	5%	₹2,000/annual
All other spends	0.5%	No cap

Redemption fee: 99

🔁

Managed via SBI Card Rewards Catalogue, SBI Card mobile app and net banking

Transfer partners

Statement credit against the card outstanding — 4 Reward Points = Re. 1, SBI's published rate across its whole range.SBI Card Rewards Catalogue — gifts, vouchers and merchandise, redeemed at the same 4 Reward Points = Re. 1.

Live Offers

63 active

DIGI1 ElectronicsUp to INR 15,000 Instant Discount at DIGI1 Electronics stores

Till 4 Oct

Ravi ElectronicsUp to Rs. 10,000 Instant Discount at Ravi Electronics RETAIL outlets using SBI Credit card

Till 26 Oct

Poojara TelecomUp to Rs 9,000 Instant Discount at POOJARA TELECOM outlets using SBI Credit card, during t

Till 21 Oct

Gujarat MobilesUp to Rs 9,000 Instant Discount at GUJARAT MOBILE outlets using SBI Credit card, during th

Till 22 Oct

Manish SalesUp to Rs 9,000 Instant Discount at MANISH SALES outlets using SBI Credit card, during the

Till 24 Oct

View all 108 offers

Benefits

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Lounge Access

2 domestic visits/quarter

1 international visits/quarter

Complimentary Priority Pass membership worth $99, with 4 international Priority Pass lounge visits per calendar year outside India (maximum 2 per quarter) and 8 complimentary domestic airport lounge visits a year (maximum 2 per quarter). No spend gate on either.

⛽

Fuel Surcharge Waiver

1% fuel surcharge waiver on every transaction between ₹500 and ₹4,000 at all petrol pumps across India, capped at ₹250 per statement cycle per credit card account. Fuel spend earns no Reward Points.

₹3,000🎁

Welcome Benefit

Welcome e-gift voucher worth ₹3,000

Choose from Yatra, Hush Puppies/Bata, Pantaloons, Aditya Birla Fashion or Shoppers Stop.

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Annual Benefit

Complimentary 1-year Club ITC Silver Tier membership

The recurring non-milestone benefit is a complimentary one-year Club ITC Silver Tier membership. SBI publishes no rupee value for it, so annual_benefit_value is 0 rather than a guess. All quantified recurring value sits in the milestones array.

Milestone Benefits

Spend ₹50,000/quarterPizza Hut e-voucher worth ₹1,000₹1,000 total by this tier · 2.00% effective rate

Spend ₹5,00,000/yearE-gift voucher worth ₹7,000 from Yatra.com or Pantaloons₹7,000 total by this tier · 1.40% effective rate

Reward Calculator

Assumes the best-paying merchant everywhere, so read it as a ceiling rather than an average.

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What this card is worth

Open a section and enter what you actually spend. Everything updates as you type.

Fees & Charges

Joining Fee	₹2,999/yr
Renewal Fee	₹2,999/yr
Fee Waiver	Spend ₹3,00,000/year
Forex Markup	3.5%
Interest Rate	45% p.a.
Cash Advance Fee	2.5% of the transaction amount, subject to a minimum of ₹500, at domestic and international ATMs.
Reward Redemption Fee	99

In the News

Priya Menon · 12d ago

UCO Bank SBI Card PRIME Review 2026: Fees, Rewards, Benefits & FAQs

UCO Bank SBI Card PRIME costs ₹2,999 a year and is the UCO Bank edition of SBI Card PRIME — 2.5% uncapped on four everyday categories, plus 5% on utility standing instructions. Identical rates, caps and benefits to the parent card. Quick facts, what to watch, and FAQs.

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