
Reliance SBI Card
SBI Card
Last verified: 23 Sept 2026
Reward Program
| Category | Earn Rate | Monthly Cap |
|---|---|---|
AJIO and JioMart online stores | 2.5% | No cap |
Other participating Reliance Retail stores | 1.25% | No cap |
Dining and movies | 1.25% | ₹5,000/monthly |
| All other spends | 0.25% | No cap |
Redemption fee: 99
Managed via SBI Card Rewards Catalogue, SBI Card mobile app and net banking
Transfer partners
Live Offers
63 activeBenefits
Fuel Surcharge Waiver
1% fuel surcharge waiver on every transaction between ₹500 and ₹3,000 at all petrol pumps across India, capped at ₹100 per statement cycle per credit card account. Fuel spend earns no Reward Points.
Welcome Benefit
Reliance Retail voucher worth ₹500 on payment of the joining fee
Additional discount vouchers worth ₹3,200 for participating Reliance Retail stores
Vouchers are delivered within 30 days of joining fee realisation.
Milestone Benefits
Reward Calculator
Assumes the best-paying merchant everywhere, so read it as a ceiling rather than an average.
What this card is worth
Open a section and enter what you actually spend. Everything updates as you type.
Fees & Charges
| Joining Fee | ₹499/yr |
| Renewal Fee | ₹499/yr |
| Fee Waiver | Spend ₹1,00,000/year |
| Forex Markup | 3.5% |
| Interest Rate | 45% p.a. |
| Cash Advance Fee | 2.5% of the transaction amount, subject to a minimum of ₹500, at domestic and international ATMs. |
| Reward Redemption Fee | 99 |



