Tata Neu Plus SBI Card
SBI Card
Last verified: 23 Sept 2026
Reward Program
| Category | Earn Rate | Monthly Cap |
|---|---|---|
Tata Neu app and website, and partner Tata brands — non-EMI spends | 2% | No cap |
Select categories on the Tata Neu app or website | 7% | No cap |
| All other spends | 1% | No cap |
Redemption fee: 99
Managed via Tata Neu app and website, Partner Tata brands
Transfer partners
Live Offers
63 activeBenefits
Lounge Access
1 domestic visits/quarter
0 international visits/quarter
4 domestic airport lounge accesses a year, 1 per quarter — but GATED on achieving ₹50,000 of spend in the previous quarter, so a new cardholder gets nothing in their first quarter. No international lounge access.
Fuel Surcharge Waiver
1% fuel surcharge waiver on every transaction between ₹500 and ₹4,000 at all petrol pumps across India, capped at ₹250 per statement cycle per credit card account. Fuel spend earns no Reward Points.
Welcome Benefit
499 NeuCoins
Credited within 15 days of joining fee realisation.
Reward Calculator
Assumes the best-paying merchant everywhere, so read it as a ceiling rather than an average.
What this card is worth
Open a section and enter what you actually spend. Everything updates as you type.
Fees & Charges
| Joining Fee | ₹499/yr |
| Renewal Fee | ₹499/yr |
| Forex Markup | 3.5% |
| Interest Rate | 45% p.a. |
| Cash Advance Fee | 2.5% of the transaction amount, subject to a minimum of ₹500, at domestic and international ATMs. |
| Reward Redemption Fee | 99 |
