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Axis Bank MAGNUS Credit Card
TravelLifestyleVisaSuper PremiumActive

Axis Bank MAGNUS Credit Card

Axis Bank

Joining Fee₹12,500Renewal Fee₹12,500Waived at ₹25,00,000 annual spend
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Last verified: 25 Sept 2026

Reward Program

EDGE Reward Points1 point = ₹0.20
CategoryEarn RateMonthly Cap

Travel EDGE portal bookings

3.5%₹2,00,000/monthly

Travel EDGE portal, first ₹2,00,000 a month

6%₹2,00,000/monthly
All other spends1.2%No cap

Redemption fee: 199

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Managed via Axis Bank EDGE Rewards, Travel EDGE

Transfer partners

Gift EDGE portal — 1 EDGE Reward Point = ₹0.20. The published rate and the strict Rule 5 maximum.Transfer to airline and hotel partners at 5 EDGE Reward Points for 2 partner points (5:2).

Live Offers

68 active
SaffronStaysGet 15% discount up to ₹20,000 on SaffronStays
15% offADNETO20Till 15 Oct
Tata Steel AashiyaanaGet 5% instant discount up to ₹15,000 on Tata Steel Aashiyaana
5% offAXIS8526Till 31 Oct
PepperfryGet 5% instant discount up to ₹11,000 on Pepperfry
5% offPEPAD10KTill 15 Oct
Cathay PacificGet up to ₹10,000 discount on premium economy and business class
AXISBIZTill 31 Dec
Cathay PacificGet up to ₹6,000 discount on business class
CAXIS6KTill 31 Dec
View all 84 offers

Benefits

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Lounge Access

0 domestic visits/quarter

2 international visits/quarter

International lounge access continues through Priority Pass. DOMESTIC Priority Pass access was withdrawn on 28 August 2026 — domestic entry now requires presenting the Axis card itself with a boarding pass.

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Fuel Surcharge Waiver

1% fuel surcharge waiver, capped at ₹400 per statement cycle. Note Axis separately CHARGES 1% plus GST on fuel once total fuel spend in a cycle reaches ₹50,000, and fuel earns no rewards.

Reward Calculator

Assumes the best-paying merchant everywhere, so read it as a ceiling rather than an average.

What this card is worth

Open a section and enter what you actually spend. Everything updates as you type.

Fees & Charges

Joining Fee₹12,500/yr
Renewal Fee₹12,500/yr
Fee WaiverSpend ₹25,00,000/year
Forex Markup2%
Interest Rate55.55% p.a.
Cash Advance Fee2.5% of the amount withdrawn, subject to a minimum of ₹500.
Reward Redemption Fee199

In the News

Priya Menon · 10d ago

Axis Bank MAGNUS Credit Card Review 2026: 12 EDGE Points per ₹200, 2% Forex & FAQs

Axis Magnus charges ₹12,500 and earns 12 EDGE Reward Points per ₹200 at ₹0.20 a point — 1.2% — with a 2% forex markup and 60 points per ₹200 on Travel EDGE. What the devaluations removed, and FAQs.

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