Doctor's SBI Card
SBI Card
Last verified: 23 Sept 2026
Reward Program
| Category | Earn Rate | Monthly Cap |
|---|---|---|
Medical supplies and travel bookings | 1.25% | ₹7,500/monthly |
International spends | 1.25% | ₹7,500/monthly |
All spends on Doctor's Day, 1 July | 1.25% | No cap |
| All other spends | 0.25% | No cap |
Redemption fee: 99
Managed via SBI Card Rewards Catalogue, SBI Card mobile app and net banking
Transfer partners
Live Offers
63 activeBenefits
Lounge Access
1 domestic visits/quarter
1 international visits/quarter
4 complimentary domestic airport lounge accesses per year, maximum 1 per quarter, on the Visa programme; plus 4 complimentary international airport lounge accesses per year, maximum 2 per quarter, through Priority Pass with access to 1,000+ lounges worldwide. Beyond the complimentary visits a Priority Pass lounge costs US$27 plus taxes. An unusually balanced entitlement — most SBI cards at this fee give far more domestic than international access.
Fuel Surcharge Waiver
1% fuel surcharge waiver on every transaction between ₹500 and ₹4,000 at all petrol pumps across India, capped at ₹250 per statement cycle per credit card account. Fuel spend earns no Reward Points.
Welcome Benefit
Welcome e-gift voucher worth ₹1,500 from Yatra.com
Insurance Cover
Professional indemnity insurance₹20,00,000
Milestone Benefits
Reward Calculator
Assumes the best-paying merchant everywhere, so read it as a ceiling rather than an average.
What this card is worth
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Fees & Charges
| Joining Fee | ₹1,499/yr |
| Renewal Fee | ₹1,499/yr |
| Fee Waiver | Spend ₹2,00,000/year |
| Forex Markup | 3.5% |
| Interest Rate | 45% p.a. |
| Cash Advance Fee | 2.5% of the transaction amount, subject to a minimum of ₹500, at domestic and international ATMs. |
| Reward Redemption Fee | 99 |
