Titan SBI Card
SBI Card
Last verified: 23 Sept 2026
Reward Program
| Category | Earn Rate | Monthly Cap |
|---|---|---|
World of Titan, Taneira, Titan Eye+, Helios, Fastrack, Skinn, Irth and Sonata | 7.5% | ₹10,000/quarterly |
CaratLane, Mia and Zoya | 5% | ₹10,000/quarterly |
Tanishq | 3% | ₹25,000/quarterly |
| All other spends | 1.5% | No cap |
Redemption fee: 99
Managed via SBI Card Rewards Catalogue, SBI Card mobile app and net banking
Transfer partners
Live Offers
63 activeBenefits
Lounge Access
2 domestic visits/quarter
1 international visits/quarter
8 complimentary domestic airport lounge visits a year, maximum 2 per quarter, and 4 complimentary international visits a year, maximum 2 per quarter. Complimentary Priority Pass membership for the FIRST TWO YEARS only.
Fuel Surcharge Waiver
1% fuel surcharge waiver on every transaction between ₹500 and ₹3,000 at all petrol pumps across India, capped at ₹100 per statement cycle per credit card account. Fuel spend earns no Reward Points.
Welcome Benefit
12,000 Reward Points worth ₹3,000
Credited on payment of the annual fee.
Milestone Benefits
Reward Calculator
Assumes the best-paying merchant everywhere, so read it as a ceiling rather than an average.
What this card is worth
Open a section and enter what you actually spend. Everything updates as you type.
Fees & Charges
| Joining Fee | ₹2,999/yr |
| Renewal Fee | ₹2,999/yr |
| Fee Waiver | Spend ₹3,00,000/year |
| Forex Markup | 3.5% |
| Interest Rate | 45% p.a. |
| Cash Advance Fee | 2.5% of the transaction amount, subject to a minimum of ₹500, at domestic and international ATMs. |
| Reward Redemption Fee | 99 |
